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This scheme provides cash financing to everyone who needs instant cash based on syariah pawnbroking principles.


Malaysian citizen
Permanent Resident
18 years and above

Financing Margin

Financing of up to 75% from appraised value (marhun)
Financing amount shall not exceed RM10,000 per person per day and maximum total accumulated financing is RM50,000 per person.

Repayment Period

Financing Tenure : 6 months
Extension : Extension of 3 months + 3 months after settlement of outstanding safe keeping fees

Accepted Collaterals

We accept all kinds of gold jewelleries ranging from 9K to 24K.

Safe keeping Fees

The monthly safe keeping fee is fixed at a competitive rate of RM0.75 for every RM100 marhun (appraised value)

Auction Fee

When collateral is not redeemed upon expiry, the item will be auctioned at prevailing gold price.
ArRahnu@POS will charge an administrative fee of 3% from the auctioned price of the collateral.