Pos Auto Plus
Personal Accident Insurance Package for Private Car & Motorcycle for you and your family's peace of mind.
Pos Hospital Cash Income Plan (PHCI)
- Get cash relief when you're hospitalized due to illness or accident.
- Premium as low as RM 80/ year
- Table Of Benefits And Premiums
|Benefits ||Plan |
|Gold ||Diamond |
|Daily Hospital Cash ( Up to 180 days) ||RM100 ||RM200 |
|Daily Intensive Care Cash (Up to 30 days) ||RM200 ||RM400 |
|Extra Lump Sum Cash |
( Hospitalization exceeding 15 consecutive days)
|RM500 ||RM1000 |
- Premium Table
* Annual Premium including stamps duty
|Age-Band(Years) ||Gold (RM) ||Diamond (RM) |
|18 - 35 ||80.00 ||150.00 |
|36 - 45 ||110.00 ||210.00 |
|46 - 50 ||145.00 ||280.00 |
|51 - 55 ||185.00 ||360.00 |
|56 - 60 ||235.00 ||460.00 |
|61 - 65 (renewal only ) ||310.00 ||610.00 |
Pos Maid Protector
- Personal Accident insurance coverage for maids in the event, your maids met with an accident or death, or in the event unwanted accident or damage happens to a third party due to negligence of your maids.
- as low as RM 60/year premium.
- Table Of Benefits And Premiums
|No. ||Benefits ||Plan A ||Plan B ||Plan C ||Plab D |
|1 ||Accident Death/Permanent Disablement ||RM10,000 ||RM15,000 ||RM20,000 ||RM30,000 |
|2 ||Medical Expenses (due to accident) ||Up RM750 ||Up RM750 ||Up RM750 ||Up RM750 |
|3 ||Hospital and Surgical Expenses ( due to accident ) ||Up RM2,000 ||Up RM2,500 ||Up RM3,500 ||Up RM3,500 |
|4 ||Weekly Hospital Income Benefit (Up to 10 weeks) ||RM110 ||RM110 ||RM110 ||RM110 |
|5 ||Repatriation Benefit ||Up RM3,500 ||Up RM3,500 ||Up RM3,500 ||Up RM3,500 |
|6 ||Vicarious Liability ||Up RM2,000 ||Up RM2,000 ||Up RM2,000 ||Up RM2,000 |
|7 ||Termination Expenses Benefit ||RM250 ||RM250 ||RM250 ||RM250 |
|Premium (Including RM10 stamp duty ) |
| ||Period of Insurance 12 months ||RM60 ||RM70 ||RM80 ||RM95 |
| ||Period of Insurance 24 months ||RM85 ||RM100 ||RM115 ||RM138 |
- You need motor insurance when you buy a motor vehicle. Motor insurance covers your vehicle,
be it a motorcycle, a car or a lorry, in case of accidents or theft.
|Cover ||Types |
|Third Party ||Third party, Fire & Theft Cover ||Comprehensive Cover |
| Liabilities to third party for: |
- Property loss / damage
|Yes ||Yes ||Yes |
|Loss/damage to own vehicle due to accidental fire/theft ||No ||Yes ||Yes |
|Loss/damage to own vehicle due to accident ||No ||No ||Yes |
|Liability to driver and passenger of own vehicle (bodily injury, property, death) ||No ||No ||No |
- Your standard motor insurance policy does not cover:
- However, you may pay additional premium to cover some of the above exclusions,
- Your own death or bodily injury;
- Your liability against claims from your passengers;
- Theft of non-factory fitted vehicle accessories
(car stereos, leather seats, sports rims etc) unless otherwise declared.
- Consequential loss, depreciation, wear and tear, mechanical or technical breakdown failures or breakages; and
- Loss/damage arising from an act of nature, e.g. flood, lanslide.
e.g. floods or your liability against claims from your passengers.
Windscreen and vehicle accessories covers are also useful extensions to consider preserving your No-Claim-Discount (NCD)
in the event of loss/damage. You can check for other exclusions and extension covers available with your insurance agent or company.
- Motor Insurance in partnership with panel insurers :
- Kurnia Insurance
- MAA Assurance
- Allianz General Insurance
- ETIQA Insurance
- ETIQA Takaful
- Syarikat Takaful Malaysia
- Malaysian Motor Insurance Pool